etzee

Can I pay by card?

Yes — and what happens to the card number, which is the part worth knowing.

The Metzee team14 Oct 20262 min read

Yes. The payment screen says it: Powered by Razorpay · UPI, Cards, Net Banking.

What you can pay with

  • UPI — Google Pay, PhonePe, Paytm, BHIM, CRED, Amazon Pay, or any UPI ID
  • Cards — debit and credit
  • Net banking — the major Indian banks
  • Wallets — Paytm, Amazon Pay, Mobikwik, Freecharge, Airtel Money
  • Metzee Credits, if you have any

Most people here pay by UPI, because it is one tap and it is already on their phone. Cards are for people who prefer them or want the card's own protections.

What happens to your card number

It never reaches Metzee.

Payment runs through Razorpay. If you save a card, Razorpay holds it as a token under the RBI's card-tokenisation rules, and Metzee only ever sees something like "HDFC •• 4321" — enough to show you which card it is, and enough to remove it. The actual number is not ours to store and we do not store it.

That is worth knowing in both directions: we cannot leak a card number we never had, and we also cannot help you recover one.

Saving a card

Saved cards appear on the payment sheet so a win can be paid in one tap, which matters when the window is thirty minutes. You can remove a saved card whenever you like.

Is EMI available?

No. EMI is not offered on Metzee.

International cards

Metzee is built for India, and payment, delivery and GST all assume that. A card issued outside India may be declined by the gateway. If it is, UPI from an Indian account is the reliable route.

If your card is declined

Usually the bank rather than the card: a daily limit, an online-transaction block, or a 3-D Secure step that timed out. The fastest fix mid-show is to pay by UPI and sort out the card afterwards — the payment window does not pause while you argue with a bank.

More: how to pay, payment failed, how we handle your money.

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